/* BKD Advisors shared components: tokens, base type, header, menus, buttons, newsletter band, footer, mobile menu, skip link, accessible gold.
   Loaded last on every page so these pieces render identically site-wide. Generated from index.html on 2026-10-31. */
:root{--navy:#1B3249;--navy-d:#12212F;--gold:#C89A2B;--gold-l:#E0B94A;--cream:#F7F4EC;--ink:#1a222c;--muted:#5c6773;--line:#e5e0d4;}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Red Hat Display',sans-serif;color:var(--ink);background:var(--cream);line-height:1.65;position:relative}
a{text-decoration:none;color:inherit}
.container{max-width:1200px;margin:0 auto;padding:0 28px;position:relative;z-index:1}
header.site{position:sticky;top:0;z-index:100;background:rgba(247,244,236,0.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.brand img{height:58px;display:block}
nav.main{display:flex;align-items:center;gap:2px}
nav.main > a, .navitem > button{font-family:'Red Hat Display';font-size:.94rem;font-weight:500;color:var(--navy);padding:10px 15px;background:none;border:none;cursor:pointer;border-radius:6px;transition:background .15s}
nav.main > a:hover, .navitem > button:hover{background:rgba(27,50,73,0.06)}
.navitem{position:static}
.navitem > button::after{content:"\25BE";font-size:.6rem;margin-left:6px;opacity:.5;vertical-align:middle}
.mega{position:absolute;top:86px;left:0;right:0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 24px 50px rgba(18,33,47,.12);opacity:0;visibility:hidden;transform:translateY(6px);transition:all .18s;z-index:99}
.navitem:hover .mega,.navitem:focus-within .mega{opacity:1;visibility:visible;transform:translateY(0)}
.mega-inner{max-width:1200px;margin:0 auto;padding:28px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.mega-inner.mega-svc{grid-template-columns:repeat(5,1fr)}
@media(max-width:920px){.mega-inner.mega-svc{grid-template-columns:1fr}}
.mega-inner.mega-res{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:1fr}
@media(max-width:920px){.mega-inner.mega-res{grid-auto-flow:row}}
.mcard{display:block;padding:15px 18px;border-radius:10px;transition:background .15s}
.mcard:hover{background:var(--cream)}
.mcard .mi-t{display:block;font-weight:600;color:var(--navy);font-size:.98rem;margin-bottom:3px}
.mcard .mi-d{display:block;font-size:.85rem;color:var(--muted);line-height:1.45}
.cta-row{display:flex;align-items:center;gap:10px}
.btn{font-family:'Red Hat Display';font-size:.88rem;font-weight:600;padding:12px 20px;border-radius:8px;cursor:pointer;border:none;transition:all .18s;white-space:nowrap;display:inline-block}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:var(--gold-l);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
footer.site{background:var(--navy-d);color:#9fb0c0;padding:56px 0 28px;font-size:.9rem;position:relative;z-index:1}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1.1fr;gap:34px;margin-bottom:30px}
footer.site h5{color:#fff;font-family:'Red Hat Display';font-size:.84rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:13px}
footer.site a{display:block;color:#9fb0c0;padding:4px 0}
footer.site a:hover{color:var(--gold-l)}
footer.site .fbtns{display:flex;gap:10px;justify-content:flex-end;align-items:flex-start;flex-wrap:wrap}
footer.site .fbtns .btn{padding:11px 18px;font-size:.85rem}
footer.site .btn-gold{background:var(--gold);color:#fff}
footer.site .btn-gold:hover{background:var(--gold-l);color:#fff}
footer.site .btn-ghost{color:#fff;border-color:#fff;background:transparent}
footer.site .fine{font-family:'Red Hat Display',sans-serif;border-top:1px solid rgba(255,255,255,.1);padding-top:20px;font-size:.8rem;color:#7c8b9a;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
footer.site .fine a{display:inline;padding:0;color:#9fb0c0}
footer.site .fine a:hover{color:var(--gold-l)}
@media(max-width:920px){nav.main{display:none}.mega-inner{grid-template-columns:1fr}footer.site .cols{grid-template-columns:1fr}footer.site .fbtns{justify-content:flex-start}}
.hero .container{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.stats .container{display:flex;justify-content:center;text-align:center;padding:44px 28px}
.tile .reveal a{margin-top:12px;font-weight:600;color:var(--navy);text-decoration:underline;font-size:.9rem}
@media(max-width:600px){header.site .cta-row .btn-ghost{display:none}header.site .cta-row .btn{padding:10px 14px;font-size:.82rem}}
.mega-inner.mega-svc{display:flex;justify-content:space-between;gap:8px;padding:28px}
.mega-inner.mega-svc .mcard{flex:0 0 auto;padding:15px 16px}
.mega-inner.mega-svc .mi-d{white-space:nowrap}
.nl-band{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff;position:relative;overflow:hidden;padding:64px 0}
.nl-band::after{content:"";position:absolute;top:0;right:0;border-left:110px solid transparent;border-top:88px solid var(--gold);opacity:.9}
.nl-in{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;align-items:center}
.nl-k{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-l);font-weight:600;margin-bottom:10px}
.nl-in h2{font-size:2.3rem;line-height:1.15;color:#fff;margin:0 0 14px}
.nl-in p{color:#cfd9e4;font-size:1.02rem;line-height:1.65;max-width:52ch;margin:0}
.nl-form{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:26px 26px 22px;position:relative}
.nl-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.nl-f{margin-bottom:12px}
.nl-f label{display:block;font-size:.74rem;font-weight:600;letter-spacing:.04em;color:#fff;margin-bottom:5px}
.nl-f label em{font-style:normal;font-weight:400;color:#aebccb}
.nl-f input{width:100%;font:400 .95rem 'Red Hat Display',sans-serif;padding:11px 12px;border:1px solid #d6d0c2;border-radius:8px;background:var(--cream);color:#1a222c}
.nl-f input:focus{outline:2px solid var(--gold);outline-offset:0;border-color:var(--gold)}
.nl-chk{display:grid;grid-template-columns:18px 1fr;gap:10px;align-items:start;font-size:.78rem;line-height:1.5;color:#dbe3ec;margin:4px 0 14px}
.nl-chk input{width:16px;height:16px;margin-top:2px;accent-color:var(--gold)}
.nl-chk a{color:#fff;text-decoration:underline}
.nl-form .btn{width:100%;text-align:center;padding:13px 18px;border:0;cursor:pointer;font-family:'Red Hat Display',sans-serif;font-size:.95rem;font-weight:600}
.nl-fine{font-size:.74rem;color:#aebccb;margin:10px 0 0;line-height:1.5;text-align:center}
.nl-err{display:none;color:#ffb4a6;font-size:.8rem;margin:0 0 10px}
.nl-form.bad .nl-err{display:block}
.nl-done{display:none;text-align:center;padding:34px 10px}
.nl-done h3{color:#fff;font-size:1.5rem;margin:0 0 10px}
.nl-done p{color:#cfd9e4;max-width:40ch;margin:0 auto;font-size:.95rem}
.nl-form.sent form{display:none}
.nl-form.sent .nl-done{display:block}
.nl-hp{position:absolute;left:-9999px}
@media(max-width:860px){.nl-in{grid-template-columns:1fr;gap:28px}.nl-in h2{font-size:1.8rem}.nl-row{grid-template-columns:1fr;gap:0}.nl-band{padding:48px 0}.nl-form{padding:20px 18px 18px}}
#bkdNl .nl-box{position:relative;width:100%;max-width:880px;max-height:calc(100vh - 40px);overflow:auto;background:#1B3249;border-radius:14px;box-shadow:0 24px 70px rgba(0,0,0,.5);opacity:0;transform:translateY(12px);transition:opacity .35s ease,transform .35s ease}
#bkdNl.show .nl-box{opacity:1;transform:none}
#bkdNl .nl-x{position:absolute;top:10px;right:12px;z-index:2;width:36px;height:36px;border:0;border-radius:50%;background:rgba(255,255,255,.92);color:#1B3249;font-size:1.4rem;line-height:1;cursor:pointer;box-shadow:0 2px 8px rgba(0,0,0,.25)}
#bkdNl .nl-x:focus-visible{outline:2px solid #E0B94A;outline-offset:2px}
#bkdNl .nl-slot{position:relative;min-height:440px}
#bkdNl .nl-slot::before{content:"Loading\2026";position:absolute;inset:0;display:flex;align-items:center;justify-content:center;color:#cfd9e4;font:500 .9rem 'Red Hat Display',sans-serif}
@media(max-width:600px){#bkdNl .nl-slot{min-height:360px}#bkdNl .nl-box{max-height:calc(100vh - 20px)}}
@media(prefers-reduced-motion:reduce){#bkdNl .nl-box{transition:none}}
h1,h2,h3,h4{font-family:'Cormorant Garamond',Georgia,serif;font-weight:600;line-height:1.15;color:var(--navy)}
h1{font-size:2.9rem!important}.hero h1{font-size:3.4rem!important}@media(max-width:920px){h1,.hero h1{font-size:2.3rem!important}}
header.site .mega-inner.mega-svc{display:flex!important;justify-content:space-between;gap:8px;padding:28px;grid-template-columns:none!important}header.site .mega-inner.mega-svc .mcard{flex:0 0 auto;padding:15px 16px}header.site .mega-inner.mega-svc .mi-d{white-space:nowrap}@media(max-width:920px){header.site .mega-inner.mega-svc{display:grid!important;grid-template-columns:1fr!important}header.site .mega-inner.mega-svc .mi-d{white-space:normal}}
.mnav-btn{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:0;flex:none}
.mnav-btn span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .2s,opacity .2s}
.mnav-btn[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.mnav-btn[aria-expanded="true"] span:nth-child(2){opacity:0}
.mnav-btn[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mnav{display:none;position:fixed;top:86px;left:0;right:0;bottom:0;z-index:99;background:var(--cream);overflow-y:auto;border-top:1px solid var(--line)}
.mnav[hidden]{display:none!important}
.mnav-in{padding:18px 28px 40px;max-width:520px}
.mnav a{display:block;color:var(--navy);text-decoration:none;font-family:'Red Hat Display',sans-serif}
.mnav-top{font-weight:700;font-size:1.1rem;padding:14px 0;border-bottom:1px solid var(--line)}
.mnav-grp{padding:14px 0;border-bottom:1px solid var(--line)}
.mnav-h{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:#8A6610;font-weight:700;margin-bottom:6px}
.mnav-grp a{font-size:1.02rem;padding:9px 0 9px 12px}
.mnav-cta{display:flex;flex-direction:column;gap:10px;margin-top:22px}
.mnav-cta .btn{text-align:center;display:block}
body.mnav-open{overflow:hidden}
@media(max-width:920px){.mnav-btn{display:flex}.mnav:not([hidden]){display:block}header.site .cta-row{gap:8px}}
@media(max-width:600px){header.site .brand img{height:46px}header.site .cta-row .btn-gold{padding:9px 10px;font-size:.76rem;white-space:nowrap}header.site .bar{height:72px}.mnav{top:72px}}
@media(max-width:360px){header.site .cta-row .btn-gold{display:none}}
.skip{position:absolute;left:-999px;top:8px;z-index:10000;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;font:600 .9rem 'Red Hat Display',sans-serif;text-decoration:none}.skip:focus{left:12px}
:root{--gold-text:#8A6610;--gold-text-lg:#A67F1F}
.eyebrow,.sec-eyebrow,h2.faq-cat,.svc-note .k,.cap-card .k,.sl-note .k,.cap-step .no,.p30-step .no,a.back-top,a.inline,a.home,.val h4,[style*="color:var(--gold)"]{color:var(--gold-text)!important}
.hero h1 em,.p30-hero h1 em,span.sec-num{color:var(--gold-text-lg)!important}
.proc .sec-eyebrow{color:var(--gold-l)!important}